More than 75 million Americans do not currently hold or use a credit card. All are potential customers with no method to purchase via the internet and limited options by phone. Smart Web can be your gateway to expanding your customer base.

How Smart Phone/Fax works for you and your customers

Customers who make orders by phone and fax can authorize you to debit their checking account as easily as paying with a credit card. The customer just provides you with the bank routing number and the account number at the bottom of the check. You input the information into your own system or directly to a drop down screen within the Smart Payment Solutions ACH software and then send it to us daily. Our ACH processing services will ensure that the money will arrive in your account within 48 hours.

Benefits

• Expand your business - Access the more than 75 million Americans that do not hold or use a credit card. Offer your current customers a new, convenient and cutting edge payment option.
• Increase profits by reducing credit card processing fees - Credit card processing fees can be as high as 4% of each transaction. Electronic funds transfer is significantly cheaper and if used as a primary payment method by your customers, will substantially increase your bottom line.
• Access transaction reports anytime via the internet - Enhance your ability to account for transactions, reconcile cash, and prepare management reports by having direct access to all of your transaction information 24 hours a day.
• Improve cash management and customer service - You may typically wait for customers to send paper checks via snail mail and then wait for the check to manually clear the Federal Reserve before shipping the order. Smart Phone/Fax not only expedites the check settlement process and quickly puts cash in your bank, it also allows you to ship orders more timely.
• Reduce administrative costs - Eliminate costs related to preparing and mailing invoices. Reduce time preparing paper check batches for deposit to the bank. Reduce receipt of unsigned paper checks or those with incorrect amounts.

Contact Smart Payment Solutions today by calling 800-320-7258, emailing leads@smartps.com, or filling out our form. We'll help you figure out an electronic payment solution that best fits the needs of your company, and you can start benefiting from the advantages of electronic checks right away.

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"We were using another system and switched to Smart Payment Solutions.
It was a great decision. We use it for tuition and other payments. We appreciate
the flexibility of the system. It has saved money not only for our school but for
parents who, by using it to make payments, don't have to pay late fees."

- Marcia Leonard, Business Manager, The Washington Waldorf School -